Long-Term Care
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CHA Supports 2025 Budget Request for Local Long-Term Care Ombudsman Programs
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California Health Advocates joins over 60 aging and disability organizations in supporting California Long-Term Care Ombudsman Association’s (CLTCOA) request for $15.9 million in ongoing annual funding for the California Department of Aging’s local Long-Term Care Ombudsman Programs, for a total of $33 million in statewide funding for the 2025-2026 budget year. Older adults and adults…
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New Legislation Proposed to Raise Personal Needs Allowance for Nursing Home Residents
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New legislation has been introduced that would allow a long-overdue increase to the Personal Needs Allowance for nursing home residents. The Personal Needs Allowance (PNA) is the maximum amount of income nursing home residents can retain to cover personal expenses such as clothing, haircuts, and communication devices like cell phones. Currently, the amount has stagnated…
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CalPERS Update #15: CalPERS Second Settlement Details Explained
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By Bonnie Burns, Policy and Training Specialist Premium Payments: If you selected Option 1 in the second settlement to give up your CalPERS long-term policy and get a refund of 80% of the premiums paid, you can stop paying premiums as of the final settlement date that was September 28, 2023. If your premium was…
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CalPERS Update #14: Court Could File Final Order by Late September
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By Bonnie Burns, Policy and Training Specialist If you are a member of the CalPERS Long Term Care Class Action lawsuit, you should have received a detailed letter in the last month or two that informed you of the settlement and how it applies to you. The Court gave final approval to the settlement, fees and…
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CalPERS Update #13: More Details About the Second CalPERS Settlement
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By Bonnie Burns, Policy and Training Specialist The CalPERS Second Settlement resulting from the class action lawsuit against the program is generating concerns about the program’s long-term solvency. There is no government agency oversight of CalPERS Long Term Care because it is a self-funded program. The CalPERS board is solely responsible for its solvency. …
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CalPERS Update #11: CalPERS to Offer 2nd Settlement in Class Action Lawsuit
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By Bonnie Burns, Training & Policy Specialist A public announcement of a second settlement is pending in the class action lawsuit against CalPERS long-term care insurance program. There will be a hearing on a motion for preliminary approval of a settlement conference on March 10th at 1:30 PM in Department 10 at 312 North Spring Street, Los Angeles,…
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CalPERS Update #10: Next Steps & Who Oversees CalPERS Anyway?
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By Bonnie Burns, Training & Policy Specialist Many CalPERS long term care policyholders have contacted California Health Advocates for information about the status of the lawsuit against CalPERS. We have attempted to get current information and have had the same experience many policyholders have had. We have no information beyond what can be found on the class…
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CalPERS Update #9: Did You Receive a Letter About Past Due Premiums?
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Several CalPERS long term care insurance (LTCI) policyholders have contacted us about a letter indicating their premiums have not been received and are past due. We understand that this may affect an unknown number of CalPERs LTCI policyholders. Apparently CalPERS failed to include the November LTCI premium increase in deductions for pension or employee checks. If you…
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CalPERS Long-Term Care Update #8 – Background & Next Steps
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By Bonnie Burns, Training & Policy Specialist This is an update to our previously published information about the proposed CalPERS Long-Term Care insurance class action settlement. If you lived in California on February 1, 2013 and had a Long-Term Care insurance policy from CalPERS with inflation protection benefits, and you were subjected to the 85% premium increase…
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