Prescription Drugs

Prescription Drugs (Medicare Part D)

Medicare Part D is an optional prescription drug insurance program available to everyone who has Medicare, regardless of income or health status. Private companies provide the insurance coverage, you choose the drug plan and pay a monthly premium. We’ve compiled information on this drug benefit, resources for choosing a plan and financial assistance to help cover drug costs for qualified beneficiaries.

In this section:

1. Prescription Drug Coverage: An Overview
   Medicare Part D prescription drug benefit, its coverage and the types of plans offering this coverage.
2. Enrollment in Medicare Part D
3. Extra Help with Part D Costs for People with Low Income
   Medicare’s “Extra Help” program, also known as the Low-Income Subsidy (LIS) program, assists those who qualify to cover the cost of their Part D drug plan premiums, deductibles and copayments.
   • How to Qualify for Extra Help with Part D Costs
   • How to Apply for Extra Help with Part D Costs
   • 2023 Benchmark Prescription Drug Plans
4. Resources
   Information about choosing a Part D plan and saving money on prescription drugs, tips on finding a Part D plan that best meets your needs and cost-saving strategies.