Benchmark Prescription Drug Plans

Basic Medicare Part D plans with monthly premiums below the California average are referred to as benchmark plans. The premium for these plans in California is $31.45 in 2021. The full Low-Income Subsidy (LIS) program covers the premium and deductible of benchmark plans. This means you do not pay a premium or deductible if you receive the full LIS benefit and enroll in a benchmark plan. You are, however, still responsible for copayments of $3.70-$9.20 for each covered prescription.

If you enroll in a Medicare Part D plan with premiums higher than the benchmark, you will pay the difference between the subsidy ($31.45) and the plan’s premium. See a complete description of plans.

Benchmark Plans for 2021

Cigna HealthSpring Rx Secure

Clear Spring Health Value Rx

Elixir Rx Secure

Humana Basic Rx


SilverScript Choice

AARP Medicare Rx Saver Plus (UHC)

Wellcare Classic