Benchmark Prescription Drug Plans

Basic Medicare Part D plans with monthly premiums below the California average are referred to as benchmark plans. The premium for these plans in California is $38.86 in 2023. The full Low-Income Subsidy (LIS) program covers the premium and deductible of benchmark plans. This means you do not pay a premium or deductible if you receive the full LIS benefit and enroll in a benchmark plan. You are, however, still responsible for copayments of $4.15-$10.35 for each covered prescription.

If you enroll in a Medicare Part D plan with premiums higher than the benchmark, you will pay the difference between the subsidy ($38.86) and the plan’s premium. See a complete description of plans.

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Benchmark Plans for 2023