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Medicare Savings Programs (MSPs) — Qualification at a Glance – 2025

California Health Advocates > Low-Income Help > Medicare Savings Programs (MSPs) — Qualification at a Glance – 2025
Program/BenefitsIncome LimitsAsset Limits
Qualified Medicare Beneficiary (QMB)

 

  • Premiums for
    Parts A & B
  • Deductibles for
    Parts A & B
  • Coinsurance for Parts A & B
Single:
$1,305/mo., $15,650/yr.*
Couple:
$1,763/mo., $21,150/yr.*		No limits as of January 1, 2024 

 

Specified Low-Income Medicare Beneficiary (SLMB)
  • Part B Premium
Single:
$1,566/mo., $18,780/yr.*
Couple:
$2,116/mo., $25,380/yr.*		No limits as of January 1, 2024
Qualified Individual (QI)
  • Part B Premium
Single:
$1,762/mo., $21,128/yr.*
Couple:
$2,381/mo., $28,553/yr.*		No limits as of January 1, 2024
Qualified Disabled Working Individual (QDWI) Single:
$5,220/mo.
Couple:
$7,052/mo.

No limits as of January 1, 2024
250% California Working Disabled (CWD)
  • Medi-Cal coverage
Single:
$3,264/mo.*
Couple:
$4,408/mo.*
Income excludes disability benefits
No limits as of January 1, 2024
* Income figures do not include a $20 disregard, in which $20 is subtracted from your monthly income (earned or unearned).

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