Medicare Savings Programs (MSPs) — Qualification at a Glance – 2020

Program/Benefits Income Limits Asset Limits
Qualified Medicare Beneficiary (QMB)

  • Premiums for
    Parts A & B
  • Deductibles for
    Parts A & B
  • Coinsurance for Parts A & B
Single:
$1,063/mo., $12,760/yr.*Couple:
$1,437/mo., $17,240/yr.*
Single: $7,860 / Couple: $11,800

Assets exclude: one home, household goods and personal belongings, one car, and prepaid burial plan (unlimited if irrevocable or up to $1,500 if revocable) and burial plot

Specified Low-Income Medicare Beneficiary (SLMB)

  • Part B Premium
Single:
$1,276/mo., $15,312/yr.*Couple:
$1,724/mo., $20,688/yr.*
Single: $7,860 / Couple: $11,800

Assets exclude: one home, household goods and personal belongings, one car, and prepaid burial plan (unlimited if irrevocable or up to $1,500 if revocable) and burial plot

Qualified Individual (QI)

  • Part B Premium
Single:
$1,436/mo., $17,226/yr.*Couple:
$1,940/mo., $23,274/yr.*
Single: $7,860 / Couple: $11,800

Assets exclude: one home, household goods and personal belongings, one car, and prepaid burial plan (unlimited if irrevocable or up to $1,500 if revocable) and burial plot

Qualified Disabled Working Individual (QDWI)

Single:
$4,249/mo.Couple:
$5,722/mo.Note: these are still 2019 figures
Single: $4,000 / Couple: $6,000

Assets exclude: one home, household goods and personal belongings, one car, and prepaid burial plan (unlimited if irrevocable or up to $1,500 if revocable) and burial plot

250% California Working Disabled (CWD)

  • Medi-Cal coverage (with monthly premium)
Single:
$2,658/mo.Couple: $3,592/mo.Income excludes disability benefits
Single: $2,000 / Couple: $3,000

Other exclusions apply

* Income figures do not include a $20 disregard, in which $20 is subtracted from your monthly income (earned or unearned).

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