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Medicare Savings Programs (MSPs) — Qualification at a Glance – 2026

California Health Advocates > Low-Income Help > Medicare Savings Programs (MSPs) — Qualification at a Glance – 2026
Program/BenefitsIncome LimitsAsset Limits for 2026
Qualified Medicare Beneficiary (QMB)

 

  • Premiums for
    Parts A & B
  • Deductibles for
    Parts A & B
  • Coinsurance for Parts A & B
Single:
$1,330/mo., $15,960/yr.*
Couple:
$1,804/mo., $21,640/yr.*		$130,000 for an individual;
$195,000 for a couple 

 

Specified Low-Income Medicare Beneficiary (SLMB)
  • Part B Premium
Single:
$1,596/mo., $19,152/yr.*
Couple:
$2,165/mo., $25,968/yr.*		$130,000 for an individual;
$195,000 for a couple 
Qualified Individual (QI)
  • Part B Premium
Single:
$1,796/mo., $21,546/yr.*
Couple:
$2,436/mo., $29,214/yr.*		$130,000 for an individual;
$195,000 for a couple 
Qualified Disabled Working Individual (QDWI) Single:
$5,320/mo.
Couple:
$7,216/mo.

$130,000 for an individual;
$195,000 for a couple 
250% California Working Disabled (CWD)
  • Medi-Cal coverage
Single:
$3,325/mo.*
Couple:
$4,510/mo.*
Income excludes disability benefits
$130,000 for an individual;
$195,000 for a couple 
* Income figures do not include a $20 disregard, in which $20 is subtracted from your monthly income (earned or unearned).

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