— M. L. Liu

Kudos to Bonnie Burns from California Health Advocates on the August 23, 2021 post on “CalPERS [Long-term Care Insurance] Settlement & Premium Increase.” As a class member of the settlement, I have expended considerable effort to sort out a vast amount of confusing and conflicting information.

The article by Ms. Burns is unbiased, clear and factual.  The terms of the settlement are concisely summarized, and I was especially impressed by the clarification on the premium increase.  The writeup on “The Number of Years of Coverage”,  “Premium Increase ~ Making Changes to Your CalPERS Coverage” and “Negotiation Tools And The Next Premium Increase” dovetails my own painstaking research on these topics. The article has helped me in making a confident decision on the settlement.  Thank you!



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