Pondering Who Will Pay for Your Long Term Care? 

long term care, pondering older adults

We’ve Got Some Answers to this Personal and Public Dilemma

Do you ever wonder about long-term care, what it is and who will pay for it? If so, you’re in good company as it is increasingly coming up as a major dilemma for people personally and publicly. In fact, by 2030, 20% of the U.S. population will be 65 years of age or older. And 24% of California’s population is expected to be 60 or over. The U.S. also has more people 100+ years of age than any other country. All this points to the extreme need of a comprehensive plan of care as people age. Yet our country does not yet have one. 

Currently people are largely on their own as there is no secure payment source and no identifiable system of care. This leaves people to build their own care plan where they live with a significant amount of that burden coming from unpaid family caregiving. This often brings a large emotional and financial toll on families, as Medicare does not cover long-term care services, and Medicaid only does when you meet the low income requirements. 

So what is being done about this? And where can one go for help? One great place to start is to review our recent informative webinar on this topic: Who Will Pay for Your Long Term Care? A Personal and Public Dilemma (scroll to the Archives section to find the recording and slides).

Bonnie Burns, our Training and Policy Specialist, covers some important questions, such as:

  • What is long-term care? 
  • Who will and won’t pay for long term care? 
  • Why is this happening and taking a close look a this significant public policy challenge
  • What is the federal government doing about long term care? 
  • What are states doing? 
  • Where can I get information or help? 

Ms. Burns is one of our country’s leading advocates for long term care. And even though this topic is significant and somewhat daunting, she always manages to bring in some humor too. 

Watch our recorded webinar to learn more about long term care and what is happening to meet the needs of our growing older adult population and their families. You’ll also hear an update from Rose Morales with California Senior Medicare Patrol as she highlights current Medicare scams.

Karen Joy Fletcher

Our blogger Karen Joy Fletcher is CHA’s Communications Director. With a Masters in Public Health from UC Berkeley, she is the online “public face” of the organization, provides technical expertise, writing and research on Medicare and other health care issues. She is responsible for digital content creation, management of CHA’s editorial calendar, and managing all aspects of CHA’s social media presence. She loves being a “communicator” and enjoys networking and collaborating with the passionate people and agencies in the health advocacy field. See her current articles.