CHA Supports The Right to Medigap Coverage (SB 1236)

Medigap, group of cheerful plasticine people helping each other finding a way to save their little yellow friend by putting the pieces together - isolated on white

California Health Advocates submitted a letter in strong support for SB 1236, which aims to establish a right to guaranteed issue Medicare Supplement insurance (Medigap) when Medicare patients experience life events necessitating a change in their health care coverage.

It is unacceptable for a Medicare beneficiary to be denied a Medigap plan and consequently trapped in a Medicare Advantage plan due to the loss of access to their treating provider. This situation can have significant implications for the individual’s health care.

Similarly, a veteran who relocates to an area without a VA treatment center should not be denied access to a Medigap plan when they need to rely on their Medicare benefits outside the VA system and need supplemental coverage.

Furthermore, a family should not face refusal of a Medigap plan for a low-income disabled adult child who has Medicare but is not eligible for Medi-Cal.

SB 1236 provides a critical lifeline to health care coverage for Medicare beneficiaries in these situations. These individuals deserve access to coverage irrespective of their age or health status.

California Health Advocates wholeheartedly endorse this bill as it offers essential support to Medicare beneficiaries who find themselves in need of a change in their health care coverage.

Read the full letter. Also read our article, New Medigap Bill Would Create an Annual Enrollment Opportunity with No Health Screenings.

Karen Joy Fletcher

Our blogger Karen Joy Fletcher is CHA’s Communications Director. With a Masters in Public Health from UC Berkeley, she is the online “public face” of the organization, provides technical expertise, writing and research on Medicare and other health care issues. She is responsible for digital content creation, management of CHA’s editorial calendar, and managing all aspects of CHA’s social media presence. She loves being a “communicator” and enjoys networking and collaborating with the passionate people and agencies in the health advocacy field. See her current articles.