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Medicare & Other Health Insurance

California Health Advocates > Blog > News > Medicare & Other Health Insurance

2020 Brings Changes to Medicare Supplement Insurance (Medigap)

October 7, 2019 By Karen Fletcher

Congress passed a law in 2015 to prevent Medicare beneficiaries from buying Medigap plans that cover the Medicare Part B deductible. The Medicare Access and CHIP Reauthorization Act of 2015 (MACRA) was signed into law on April 16, 2015 with an effective date of January 1, 2020. This change in federal law, prohibiting coverage for the Part B deductible, was to encourage Medicare … [Read more...] about 2020 Brings Changes to Medicare Supplement Insurance (Medigap)

Filed Under: Medicare & Other Health Insurance

Adding Long Term Care Services to Medigaps Isn’t a Good Option & Here’s Why

July 19, 2019 By Karen Fletcher

Below is California Health Advocate's comment letter to the National Association of Insurance Commissioners (NAIC) about Medigap and long term care services and supports (LTSS). It is in response to Chairman Neal's of the House Ways and Means Committee inquiry about the possibility of including these benefits in Medigap policies.   While we share Chairman Neal’s … [Read more...] about Adding Long Term Care Services to Medigaps Isn’t a Good Option & Here’s Why

Filed Under: Advocacy & Policy, Letters and Comments to Policymakers, Long-Term Care, Medicare & Other Health Insurance

CHA Weighs in on Medigaps & Innovative Benefits

June 4, 2019 By Karen Fletcher

Bonnie Burns, our Training and Policy Specialist and also long-time consumer representative of the National Association of Insurance Commissioners (NAIC), submitted this letter to the Chair of the NAIC Senior Issues Task Force, Lori Wing-Heier. Burns addresses the conundrum of the introduction of "innovative benefits" in some standardized Medigap policies in various states and … [Read more...] about CHA Weighs in on Medigaps & Innovative Benefits

Filed Under: Advocacy & Policy, Letters and Comments to Policymakers, Medicare & Other Health Insurance, Professionals

Keep Medigap Plans Standardized ~ Support SB 407

February 28, 2019 By Karen Fletcher

Approximately 11 million Medicare beneficiaries have Medicare Supplement insurance, better known as Medigap. Medigap pays some or all of Medicare’s out-of-pocket costs, namely the coinsurance and deductibles. Medigap insurance is offered through 10 standardized, easily comparable benefit packages, plans A-N, mandated under federal law. (Note: plans E, H, I and J were previously … [Read more...] about Keep Medigap Plans Standardized ~ Support SB 407

Filed Under: Medicare & Other Health Insurance, Professionals, Resources

COBRA Warning for People Eligible for Medicare

January 15, 2019 By Karen Fletcher

If you are eligible for Medicare, regardless of whether you signed up for it, COBRA can bite you! COBRA - the Consolidated Omnibus Budget Reconciliation Act - gives you the legal right to continue group health benefits when they might otherwise end due to job loss, divorce or death. They are the same as those you had in the employer plan. Yet, federal rules that apply while you … [Read more...] about COBRA Warning for People Eligible for Medicare

Filed Under: Medicare & Other Health Insurance, What's New

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Do you have comments or concerns about your Medicare coverage? Issues regarding getting your needed prescriptions from your Part D plan, or a Medicare Advantage plan representative's marketing practices? Let us know at comments@cahealthadvocates.org.

We are dedicated to making Medicare's program work well for all beneficiaries. Your feedback from your own or your client's concerns and experiences with Medicare, will guide our Medicare advocacy efforts with key policy and decision-makers in both California and nationally with the Centers for Medicare and Medicaid Services (CMS) and Congress.

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