The California HealthCare Foundation (CHCF) has put together a series of 6 short, under 5-minute videos on what changes to expect from the Affordable Care Act in the next 2 years.
Some highlights of the changes happening by 2014 include:
- Government-funded health insurance (Medi-Cal) will expand to cover 2 to 3 million more Californians who can’t afford their own insurance today.
- No one will be able to be denied coverage by an insurance company for having preexisting conditions, or for any other reason.
- All Americans will be required to have health coverage, either through their work, through a public program, or by buying it on their own.
- Businesses will have to offer adequate coverage to their employees or pay a penalty if those workers end up using government-supported coverage. Small employers with mostly low-wage workers will be eligible for subsidies.
- State health insurance exchanges will help consumers shop for policies. Exchanges will help people learn if they are eligible for government-supported health care (like Medi-Cal) or subsidies to help pay for private coverage.
Watch the 6 short videos on the CHCFwebsite. The videos include:
- An Overview
- Insurance Market Reforms
- Medicaid Expansion
- New Employer Responsibilities
- New Individual Responsibilities
- Health Insurance Exchange
See our Health Care Reform section for information on how health reform affects Medicare.