The National Association of Insurance Commissioners' (NAIC) committee of consumer representatives just published their recommendations for the ongoing implementation of comprehensive insurance reforms called for by the Affordable Care Act (ACA) of 2010. These recommendations were crafted from the perspective of consumer advocates regarding the appropriate standards and regulations for the provisions to be implemented in 2014.
While this report was prepared to assist regulators, lawmakers, and the NAIC in their implementation of the ACA, it provides advocates with an excellent overview of all the major areas of health care reform yet to be implemented. Each chapter includes an overview of the reform and the issue it was designed to address; a summary of any guidance from the federal government on implementation; problems consumers might encounter depending on how the reform is implemented; and recommendations for the NAIC as well as state and federal regulators and lawmakers. An executive summary of their recommendations can be used as a quick reference guide beginning on page 1 and a chart in the Appendix describes the applicability of each of the reforms by market and type of product.
Bonnie Burns, our Training and Policy Specialist, is one of the consumer representatives who contributed to this report.
Review the full report: Implementing the Affordable Care Acts' Insurance Reforms: Consumer Recommendations for Regulators and Lawmakers (PDF).