Medicare Part B covers a portion of:
- Doctors' services
- Outpatient hospital care
- Laboratory tests
- Outpatient physical therapy
- Outpatient speech therapy
- Certain home health care
- Certain ambulance services
- Certain medical equipment and supplies
Part B coverage is optional. If you or your spouse is still working and covered by your employer group health plan, you may not need this part of Medicare until you or your spouse retires. Learn more.
The Medicare Part B premium ($104.90 in 2015) is automatically deducted from your Social Security check every month. If you don’t receive Social Security benefits, you will be billed for Part B. People with higher incomes (individuals with annual incomes over $85,000 and couples with incomes over $170,000) will pay higher Part B premiums. See table below.
All Medicare beneficiaries pay at least $104.90 for this year’s Part B premium.
2015 Part B Premiums & Deductibles
The chart below lists the Part B premiums and deductibles. For a comprehensive list of both Part A and Part B costs, see our summary chart, Medicare Benefits & Cost-Sharing for 2015.
|For 2015||For 2014|
|Your Annual Income||Your Monthly Premium*||Your Monthly Premium*|
* Premium is per person
Note: Income categories for the Part B premiums will be frozen through 2019 and will not be adjusted annually for inflation. This means that more people will reach the threshold and pay a higher amount for their Part B premium.